The policy covers the insured against financial losses that he may incur in the event that his motor vehicle is involved in an accident.

The types of policies that may be issued in this respect are:

  1. Third Party cover
    This is the minimum legal insurance requirement in Kenya according to Cap 405. It covers the insured’s liability with regard to property damage and bodily injury to a Third Party arising from his motor vehicle.
  2. Comprehensive cover
    This covers the liabilities covered in the Third Party policy as well as material damage arising from fire, theft and accidental damage to the motor vehicle
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