AMACO Merchant Commercial

As one of our key value innovation we as AMACO seek to build an organization that is adaptive and receptive to creative ideas, capable of developing unique products and processes to meet the changing needs of our stakeholders. That is the spirit we had and developed the Merchant Commercial the best cover for the owners of trucks, prime movers and trailers and all the transporters in Kenya.

When you purchase this product you get the below benefits;

Free benefits

  • Valuation at inception
  • Tracking device
  • No blame no excess
  • Riot Strike and civil commotion cover
  • Jurisdiction-COMESA Region (subject to yellow card Rules)
  • Windscreen – Kshs. 50,000
  • Radio/CD player limit – Kshs. 30,000
  • Occupational Personal accident for driver and loader for death and permanent –kshs. 100,000 per any one event
  • Emergency Medical expenses- kshs. 30,000
  • Authorized Repair Limit- kshs. 75,000
  • Towing Limit- kshs.75,000
  • Authorized repair Limit kshs.100,000

Additional Benefits at Extra Charge

  • Political risk Terrorism and sabotage extension at 0.45% of sums insured
  • Excess protector 0.5% of sums insured
  • Loan repayment- maximum 3 months installments
  • Work Injury Benefit Act ( WIBA covers)for the employees
  • Employer liability cover for the employees

Excess Liability

  • Nil theft excess with a tracking device approved by AMACO
  • With our 24 branch network across the country AMACO is the best place to
    ensure your vehicle as we pay our claims promptly.


For more details kindly call our office line at 020 2204000 or 0707 909636
and ask for assistance or email us at

Contact Us

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